Product Manager

Product Manager - Lending

Haydock, Merseyside Monday–Friday, 9am–5.15pm, 36.25 hours per week Hybrid role: 3 days per week in the office

About the Role To be the day-to-day lead for the Merchant Cash Advance product offering. This role offers both strategic and executional responsibility. With the Support of the Head of Product and Proposition, you will own the product and commercial delivery plan for your designated product(s) working cross-functionally to drive short and long-term growth initiatives.

You will play a key role in delivering data-driven forecasting and analysis, working in partnership with Sales, Finance, Marketing, Analytics, Legal and external partners to drive delivery of monthly and annual targets.

This is suited to an established Product Manager or a proactive Assistant Product Manager (with 2-3 years Product experience) ready for the next-level in their career. You will possess strong organisational skills, a customer-centric mindset, effective collaboration and influencing skills with a passion for continuous improvement.

What you’ll be responsible for

Owns the development and delivery of the Merchant Cash Advance product(s) and commercial roadmap aligned to business goals and revenue targets

Defines and prioritises a backlog of growth initiatives

Influences the end-to-end product lifecycle

Leads cross-functional teams (Sales, Operations, Marketing, Technical and external partners) to drive alignment

Makes commercial decisions on pricing, proposition and growth levers

Acts as a subject matter expert across the organisation

Engages with external partners to build market knowledge and network

Liaises with external product partners to deliver activity in line with agreed plans and timelines

Maintains strong project management to ensure initiatives are delivered on time and to a high standard

Provides support to the Head of Product and Proposition in shaping new product developments and future Lending strategy

About you Essential Requirements

Previous experience in a Product role (ideally Financial Services / Lending)

Experience in delivering product plans

Data-driven mindset with the ability to analyse performance and drive product level decisions. Ability to use excel is essential

Highly organised with the ability to manage multiple projects and deadlines

Collaborative team player with strong stakeholder management skills

Positive, proactive and solutions-focused attitude

Customer-centric mindset with a passion for challenging the status quo to drive future growth

Advantageous Experience

Experience working within payments or lending

Exposure to regulated industries

About Handepay Handepay, part of the PayPoint Group, are a leading player in the payments industry. Combined with our core values of transparency, honesty and integrity, our Trustpilot reviews are among the best in the industry. We believe every customer and employee counts. We treat you as an individual and make sure you are fully supported to achieve your goals.

Benefits

25 days annual leave plus 8 UK bank holidays

Contributory pension scheme and life assurance (subject to conditions)

Discretionary annual bonus

Company shares incentive plan

Structured induction and ongoing training and support

Employee benefits platform discounts

Free on-site parking (A580 location, close to M6)

Employee social events and team activities

Free refreshments provided

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