Credit Analyst

We are looking for a Credit Analyst to join our Client in their expanding and well-regarded Finance Team.

What You’ll Be Doing

Assessing new and existing customer credit applications and reviewing financial information to determine creditworthiness

Conducting credit checks and analysing customer financial data, payment history and other relevant information

Making informed recommendations on credit limits and terms in line with company policies

Monitoring existing customer accounts and identifying potential credit risks or changes in financial circumstances

Providing clear feedback and recommendations to internal stakeholders regarding credit decisions

Producing regular credit risk reports and analysis for management

Maintaining accurate records of credit assessments, decisions and supporting information

Identifying trends and potential areas of risk within the customer portfolio

Supporting the wider Finance Team with ad-hoc analysis and credit-related projects

Ensuring all credit decisions are made in accordance with internal procedures and relevant regulations

What We’re Looking For

Previous experience within a Credit Risk, Credit Analysis, Finance or similar analytical role

Strong analytical and numerical skills with excellent attention to detail

Experience assessing financial information and making evidence-based decisions

Good working knowledge of Excel and the ability to analyse and present data effectively

Strong communication skills with the ability to provide clear and concise feedback

Excellent organisational skills and the ability to manage multiple priorities

A commercially aware approach with the confidence to challenge and make recommendations

Ideally, experience using credit reference agencies, credit scoring systems or financial risk assessment tools

Benefits on Offer

Competitive salary

Excellent benefits package

Opportunities for career development and progression

Supportive and collaborative working environment

Full training and ongoing professional development

Get in touch to discuss more!

Reference No. CRACL Disclaimer Due to the large number of applications we receive, we may not be able to respond to every applicant. If you have not heard from us within two weeks, please consider your application for the currently advertised position unsuccessful. However, we may contact you regarding other suitable roles. We want to emphasize that no wording in this advertisement is intended to discriminate based on gender, marital status, race, religion, ethnicity, age, disability, or sexual orientation. All candidates will be evaluated solely on their merits, qualifications, and ability to fulfil the responsibilities of the role. Recruitment Solutions (NW) LTD operates as an employment agency for both permanent recruitment and temporary placements.