Credit Analyst

A growing, entrepreneurial financial services business based in Central London is looking for an experienced Credit Analyst to join its expanding team. The role offers excellent exposure to property-backed lending, working closely with senior management across the full lending lifecycle.

This is an excellent opportunity to work closely with senior management and gain end-to-end exposure across the lending process, from initial enquiry and underwriting through to valuations, legal documentation and borrower meetings. The successful candidate will have real responsibility from day one, direct exposure to senior decision-makers and excellent progression opportunities within a growing, entrepreneurial team.

The Role

Assess new lending enquiries, reviewing financials, property, risks and overall deal viability.

Conduct detailed property and borrower research, including comparable analysis, appraisals, cost plans and business plans using CoStar, Companies House, Zoopla, Rightmove and Google.

Prepare indicative terms, credit papers and recommendations for Credit Committee.

Manage deals through detailed underwriting to credit approval, working closely with senior management.

Liaise directly with brokers and borrowers, attending meetings and obtaining information required for credit approval.

Review valuations, source surveyor quotes and assist with facility documentation and loan completion.

Reassess transactions as information develops and support ongoing loan book reviews and wider business initiatives.

About You

Circa 5 years’ experience in property finance, commercial lending or credit.

Strong financial analysis, numeracy and credit assessment skills.

Good understanding of UK property and lending, with strong commercial awareness.

Confident dealing with brokers, borrowers and senior stakeholders.

Highly analytical, detail-oriented and keen to develop within property finance,underwriting and deal structuring.

This is a great opportunity for a Credit Analyst to join a rapidly growing business where no two days are the same.

Fame Recruitment is an equal opportunities employer. We are committed to diversity, equity, and inclusion in all aspects of our recruitment process.

Due to high volumes of applications, we are unable to respond individually. If you have not heard from a consultant within 24 hours, please assume your application has been unsuccessful.