Underwriting Manager

An excellent opportunity has arisen for an Underwriting Manager within a leading independent Asset Finance funder in the East Midlands (hybrid).

The successful candidate will work in partnership with senior leaders across Sales, Operations and the wider business to help shape and evolve credit policy, embed best practice, and improve how deals are assessed from approval through to completion.

Key responsibilities

Provide strategic leadership and oversight to the underwriting team.

Manage, mentor, and develop team members, fostering a high-performance culture that encourages professional growth, collaboration, and continuous improvement.

Drive the implementation of best-in-class underwriting practices, proactively identifying opportunities to enhance efficiency, profitability, and client satisfaction in a dynamic market environment.

Take day-to-day ownership and management of your own underwriting case load, ensuring timely, accurate and commercially balanced decisions.

Act as a senior point of escalation for complex or high-value cases, making informed decisions that balance risk management with commercial awareness.

Lead regular reviews of team performance, set clear objectives, and deliver constructive feedback to ensure personal and departmental targets are achieved.

Champion cross-functional collaboration with Sales and Operations, ensuring seamless client journeys and robust transfer processes between teams.

Represent the company as a senior ambassador at key industry events, building and strengthening relationships with strategic partners and stakeholders.

Monitor emerging trends, regulatory developments, and competitor activity, providing insight and recommendations to shape the Group’s underwriting strategy.

Key skills and knowledge

Proven experience in asset finance underwriting / credit decisioning

Strong relationship-builder, with a track record of working well with brokers, clients and internal teams

Confident people leader – able to coach, motivate and set clear expectations

Strong planning and delivery mindset – keeps activity on track and outcomes consistent

Able to engage and influence stakeholders across Sales, Operations, Risk and the wider business

Comfortable analysing financial information and producing clear, practical credit summaries

Commercial judgement – able to weigh risk and return and sense-check proposals quickly

Strong understanding of security and collateral in asset finance deals

Consistently delivers high service standards, keeping brokers and clients supported from start to finish (and ongoing)

In return you can expect a competitive basic salary, plus bonus and a good range of additional benefits.