Technical Specialist - Consumer Credit & Vehicle Finance

Technical Specialist - Consumer Credit & Vehicle Finance

Contract: Permanent

Salary: £46,575 DOE

Location: Bury (Hybrid)

We're looking for a technically minded regulatory professional to join our Treasury, Risk & Compliance team.

This is not a traditional Compliance Officer or Risk role.

Instead, we're seeking someone who understands how regulated finance products are structured, the legal and regulatory requirements that underpin them, and how those requirements can be applied to develop and evolve customer solutions.

You'll act as a subject matter expert, providing technical guidance across consumer credit, vehicle finance, employment tax and regulatory requirements, helping to ensure our products and schemes remain commercially effective, compliant and legally robust. What you'll be doing

Providing technical expertise on consumer credit, vehicle finance and regulatory requirements.

Interpreting and applying Consumer Credit Act (CCA) requirements and FCA regulations.

Reviewing and maintaining regulated documentation, agreements and customer-facing materials.

Advising on creditor obligations including statements, notices and documentation requirements.

Supporting the development and evolution of vehicle finance and employee car schemes.

Assessing new product ideas and identifying legal, regulatory and tax implications.

Working closely with internal stakeholders and external advisers to ensure solutions remain compliant and commercially viable.

Delivering technical guidance and training across the business.

Monitoring regulatory developments and translating legislative changes into practical business solutions.

We're particularly interested in speaking with people from

Automotive Finance

Motor Finance

Vehicle Leasing

Asset Finance

Consumer Credit

Employee Benefits & Salary Sacrifice

Employment Tax

Regulatory or Legal Advisory environments

Experience we're looking for You may currently be working as a:

Consumer Credit Specialist

Technical Compliance Specialist

Product Compliance Manager

Motor Finance Specialist

Asset Finance Specialist

Regulatory Affairs Manager

Legal & Regulatory Adviser

Vehicle Finance Product Specialist

Employment Tax Adviser

Consumer Credit Documentation Specialist

You'll ideally have experience of

Consumer Credit Act (CCA)

FCA consumer credit regulation

Regulated credit agreements

Hire Purchase (HP)

Personal Contract Purchase (PCP)

Personal Contract Hire (PCH)

Lease Purchase

Finance Lease products

Regulatory documentation requirements

Creditor obligations and customer communications

Interpreting legislation and applying it to real-world products and customer solutions

What we're not looking for Whilst FCA experience is valuable, this role is not focused on:

Compliance monitoring

Complaints handling

Consumer Duty implementation

Risk frameworks

Governance oversight

Internal audit

We're looking for someone who understands how finance products are structured and how legal, regulatory and tax requirements shape those products. Why join us? Technical Specialist - Consumer Credit & Vehicle Finance in Bury is a brilliant opportunity to become a key technical expert within a growing business, helping shape innovative employee vehicle solutions while working at the intersection of finance, regulation, tax and product development

Robert Walters Operations Limited is an employment business and employment agency and welcomes applications from all candidates