Seniot Credit Pricing Manager

Senior Credit Pricing Manager Liverpool

£75,000 to £89,000

This is a high impact leadership role for a senior credit pricing professional who wants to shape how pricing is done at scale. You will step into a newly formed commercial analytics function with the remit to modernise credit pricing, influence senior decision making, and build a clear link between customer outcomes, risk and long term profitability.

The Company They are a large scale UK consumer business operating at the intersection of digital commerce and regulated financial services. With millions of active customers and a strong focus on flexible payment and credit products, data sits at the heart of how they acquire, retain and support customers. Following recent investment and strong financial performance, they are continuing to invest heavily in analytics, pricing and decision science.

The Role You will take ownership of credit pricing strategy across customer acquisition and lifecycle pricing, with responsibility for both commercial performance and fair value outcomes. Key responsibilities include:

Defining and delivering pricing strategies across credit products, balancing growth, risk and customer value

Owning pricing and fair value governance and representing pricing in senior forums and committees

Setting and managing valuation frameworks including NPV, IRR and risk adjusted margins

Using data, forecasting and experimentation to optimise pricing performance

Translating complex analysis into clear recommendations for senior stakeholders

Leading and developing a team of analysts and data scientists within a growing commercial analytics function

Partnering with product, risk, analytics and engineering teams to improve data quality and pricing capability

Your Skills and Experience

Strong commercial experience within credit, lending or wider financial services pricing

Deep understanding of unit economics and lifetime value decision making

Experience designing and interpreting pricing tests and experimentation such as A B testing

Ability to build and challenge pricing and cashflow models, even if not hands on day to day

Confident stakeholder management skills with the ability to influence at senior level

Proven people leadership experience and a first principles approach to problem solving

Backgrounds from credit, lending, debt, finance or analytically mature retail environments are all of interest

What They Offer

Company bonus scheme

Private medical

30 days holiday plus bank holidays

Pension scheme