Senior Machine Learning Engineer, Payments

Airbnb was born in 2007 when two hosts welcomed three guests to their San Francisco home, and has since grown to over 5 million hosts who have welcomed over 2 billion guest arrivals in almost every country across the globe. Every day, hosts offer unique stays and experiences that make it possible for guests to connect with communities in a more authentic way.

The Community You Will Join

Payments is key for any healthy marketplace, and is just as central to our product at Airbnb. The Payments org at Airbnb is responsible for everything related to settling money in Airbnb’s global marketplace and makes the Payment experience as delightful, magical, intuitive, and easy as possible. At the Payments modeling team, our goal is to empower the mission by introducing intelligences and personalizations that optimize Airbnb’s massive daily transaction volume to best collect payments from guests, distribute payouts to hosts while preventing fraudulent transactions from happening.

The Difference You Will Make

As a Senior ML Engineer for Payments, you will be the catalyst that transforms bold AI innovation - LLMpowered workflow, realtime fraud defenses, and hyperpersonalized checkout flows - into production systems that make Airbnb Payment experience feel effortless and secure; you’ll architect and own end-to-end solutions at global scale, partner closely with product, software, and operations teams to turn complex requirements into elegant, latencyfirst services, and set the technical standard for model governance, continuous learning, and engineering excellence that elevates our entire payments ecosystem while shaping the company’s broader AI strategy.

A Typical Day

Spearhead LLM agents, realtime anomaly detectors, and other breakthrough solutions that solve real-world problems and create product magic.

Collaborate with product, engineering, ops, and data science to spot high leverage opportunities, refine AI/ML requirements, make principled architecture choices, an