Senior Financial Risk and Controls Manager

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

📍Dublin | 💶 €91,000 - €111,500 + Incentive Awards tied to your performance + benefits | Hear from the team ✨

⭐ Our Finance team

We are looking for a Senior Financial Risk and Controls Manager to join Monzo Bank Europe DAC based in Dublin.

You will help Finance build and maintain a strong risk and control environment as we develop and grow our business across European markets. You will test key Finance controls, review evidence, support regulatory reporting assurance, track remediation actions and help improve the way Finance manages risk.

Working across Financial Control, Regulatory Reporting, Treasury, FP&A, Tax, Risk & Compliance and Internal Audit, you will bring your accounting expertise, strong attention to detail and a practical approach to controls. You will be comfortable challenging processes, writing clear findings and helping teams improve.

This is a great role for someone from audit, financial control or risk assurance who wants to help build a high-quality and robust Finance control environment in a growing digital bank.

🔑 You’ll play a key role by...

Maintaining a robust and well-documented risk and control environment by improving documentation, evidence standards and control processes for the Finance team, and helping to ensure Finance-owned risks are aligned with MBEU’s risk appetite and the wider Enterprise Risk Management Framework.

Designing, maintaining and enhancing Finance risk and control matrices for key processes.

Performing regular control testing and review of evidence across Finance processes, including financial reporting, month-end close, balance sheet reconciliations, regulatory reporting, tax, treasury and capital/liquidity-related processes.

Testing Finance controls and assessing design and operating effectiveness. Identifying control gaps, recommending enhancements, and embedding change by tracking remediation actions and progress.

Leading and supporting Finance risk and control self-assessments, including evidence gathering, challenge and documentation.

Preparing concise updates for Finance leadership on control testing results, open issues, remediation progress and emerging risks. Supporting risk assurance reporting to MBEU governance forums.

Working with second-line Risk & Compliance teams on oversight reviews, assurance planning and risk reporting.

Supporting Internal Audit and external audit requests relating to Finance controls.

🤩 We’d love to hear from you if…

Hold a recognised accounting qualification, or be close to qualification, such as ACA, ACCA, CIMA, CPA Ireland or equivalent.

Have detailed experience in audit, financial control, risk assurance, internal controls or regulatory reporting.

Have experience in Banking, fintech or financial services experience.

Can demonstrate a strong understanding of accounting processes, balance sheet controls, reconciliations and financial reporting risks.

Have experience testing or reviewing controls, including assessing design and operating effectiveness.

Can demonstrate strong attention to detail and ability to challenge evidence, assumptions and process weaknesses.

Have experience in documenting robust process