Senior Credit Pricing Manager

Senior Credit Risk Manager

Salary £85,000-£90,000 + bonus

Location + work pattern Liverpool area | Hybrid working with flexible on-site expectations (typically 2-3 days) THE COMPANY

A well-established UK consumer organisation operating at national scale, with an integrated credit and payments proposition.

The business is investing heavily in data, analytics and commercial decision-making following recent growth and transformation.

Analytics plays a central role in shaping pricing, risk and customer value across financial products.

THE ROLE This is a senior leadership role responsible for shaping and owning credit pricing strategy across customer acquisition and lifecycle pricing. You will lead a newly formed pricing team as pricing moves into a more commercially focused analytics function.

Specifically, you can expect to be involved in

Defining and delivering credit pricing strategies that balance growth, profitability and fair value.

Developing and overseeing analytical models for pricing, forecasting and performance tracking.

Setting valuation frameworks and metrics such as lifetime value and risk-adjusted returns.

Leading testing and experimentation activity to evaluate pricing changes.

Translating complex analysis into clear, actionable recommendations for senior stakeholders.

Working closely with analytics, product and engineering teams to improve data quality and reporting.

YOUR SKILLS AND EXPERIENCE

Strong experience within credit, lending or financial services pricing.

Solid understanding of unit economics and lifetime value frameworks.

Experience designing or interpreting test-and-learn or A/B testing approaches.

Ability to lead and develop analytics professionals.

Confident communicator, able to influence senior stakeholders with data-led insight.

Comfortable operating in a regulated environment with a focus on fair value and risk management.

THE BENEFITS

Competitive base salary with annual performance bonus.

Flexible benefits allowance, including private medical options.

Generous holiday entitlement plus bank holidays.

Pension with employer matching.

Hybrid and flexible working culture.

THE PROCESS

First stage: in-depth interview focused on commercial problem-solving and pricing experience, including a case study.

Second stage: meetings with key stakeholders and peers, covering technical capability and competencies.

Offer!

HOW TO APPLY

Please register your interest via the apply link on this page.