Senior CIAM Software Engineer

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Affirm is building the next generation of customer identity and authentication. This role is a hands-on engineering position inside Information Security, focused on designing and shipping core CIAM capabilities that protect customers and support growth.

You will build and operate backend services that power registration, login, authorization, and account lifecycle flows across B2C and B2B experiences. You will work closely with partner engineering teams and ensure identity features are delivered with strong security fundamentals, reliability, and operational rigor.

What you’ll do

Design, build, and operate core CIAM backend services that support customer registration, authentication, authorization, account lifecycle, and profile management for B2C and B2B platforms.

Implement and extend identity standards such as OAuth 2.0, OIDC, SAML, and SCIM in code, ensuring correctness, scalability, and clean integration patterns.

Develop backend APIs and services in Python and Kotlin that expose identity capabilities to web, mobile, and partner applications.

Integrate CIAM platforms with internal systems, including user data stores, messaging, fraud signals, and downstream customer platforms.

Own secure authentication and account flows end to end, including MFA, step-up authentication, device binding, consent, and adaptive authentication logic.

Automate CIAM infrastructure and deployments using Infrastructure as Code and CI/CD pipelines, treating identity as a core platform service.

Monitor, debug, and optimize CIAM services for performance, resilience, and abuse detection in high-scale environments.

What we look for

Strong experience designing and implementing CIAM systems, with deep, hands-on knowledge of OAuth 2.0, OIDC, SAML, and SCIM beyond basic configuration.

5+ years of professional bac