Senior Accountant - Payments & Reconciliation

Financial general ledger senior accountant — Finance | Sofia, Bulgaria

About the team

The Financial General Ledger (FGL) team sits at the heart of SumUp's financial operations, responsible for the accuracy and integrity of the general ledger across an increasingly complex and fast-growing business. As SumUp scales — with lending volumes growing 7x, the Merchant Bank doubling in size, and PSP transaction volumes rising 20% year on year — the reconciliation and accounting work this team owns has never been more critical. This role is the technical anchor of the FGL team, providing senior oversight, driving reconciliation quality, and coaching junior members.

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What you'll do

Own complex reconciliations across core revenue streams, including acquirer settlements, chargebacks, and merchant payables — identifying and resolving mismatches between automated postings and actual funds

Review and oversee postings and bank reconciliation work completed by junior accountants, ensuring accuracy, completeness, and audit-ready documentation

Record processing fee accruals, resolve settlement and funding mismatches, and apply IFRS 9 revenue recognition standards to lending and payments activity

Build and maintain a structured tracking log for open reconciling items, with clear resolution timelines and root-cause analysis

Identify opportunities to reduce manual activity through automation and system integrations, without losing analytical rigour

Support the implementation and documentation of our Internal Controls over Financial Reporting (ICFR) framework

You'll be great for this role if…

Solid accounting experience gained within an international company, with a strong foundation in reconciliations, general ledger management, and financial reporting under IFRS standards.

Proven ability to manage and critically evaluate high volumes of data, spotting patterns, pinpointing root causes, and reducing unexplained differences.

Experience re