Policy and Procedure Lead - Ongoing Monitoring

ABOUT TIDE

At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.

Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.

Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.

Tide facts

Tide is available for UK, Indian, German and French SMEs

Over 2 million members across UK and India

Over $300 million raised in funding

Over 2,800 Tideans globally

Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026

We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg

About the Role

As a Lead, Policy and Procedure, you'll sit within Tide's Ongoing Monitoring function and take ownership of the design, drafting, and ongoing maintenance of our financial crime policies and procedures — covering AML, counter-terrorist financing, sanctions, fraud, and anti-bribery and corruption.

Working at a senior level, you'll partner closely with senior stakeholders across Compliance, Risk, and Operations to make sure our policy framework stays current with UK regulatory expectations (FCA rules, the Money Laundering Regulations, and JMLSG guidance) and reflects how the business actually operates. You'll also play a key role in maintaining the wider financial crime control framework, translating policy requirements into practical, well-governed controls, and supporting risk management across our financial crime operations.

This is a role for someone who enjoys precision and structure, but who can also see the bigger picture — balancing regulatory rigor with commercial pragmatism in a fast-growing, member-first fintech.

Some of the Things You’ll Be Doing

Owning the end-to-end lifecycle of Tide's Ongoing Monitoring crime policies and procedures — drafting, reviewing, version control, approvals, and periodic reviews.

Designing and maintaining the Ongoing Monitoring control framework, ensuring controls are clearly mapped to policy requirements and regulatory obligations. Monitoring regulatory developments (FCA, HM Treasury, OFSI, JMLSG and other relevant bodies) and translating changes into timely policy and procedure updates.

Partnering with Ongoing Monitoring Operations & Product Teams, Second Line of Defence, and Risk teams to ensure policies are operationally workable and embedded in day-to-day practice.

Supporting internal audits, regulatory examinations, and assurance reviews with policy documentation, control evidence, and subject matter expertise.

Conducting gap analyses against new or changed regulation and guidance, and coordinating remediation where policy updates are needed.

Providing SME guidance to the business on policy requirements. Contributing to the wider risk management framework across financial crime operations, including risk assessments.

Building strong working relationships across first and second line teams to ensure consistent application of policy.

What We Are Looking For

Significant experience in financial crime compliance, with a focus on policy, procedure, or control framework design within a UK-regulated bank, payments firm, or fintech.

Strong working knowledge of the UK financial crime regulatory framework, including FCA requirements, the Money Laundering Regulations 2017, and JMLSG guidance.

A track record of