Head of Product - Lending

About us

N26 is Europe’s leading digital bank with a full German banking license. Headquartered in Berlin and operating across more than 20 markets, we are now entering our next stage of maturity. Our focus is on our growth engine while we strengthen robustness, scalability, and operational excellence. With new senior leaders joining to guide this phase, we are sharpening how we build, ship, and sustain products at scale.

As we continue to keep a strong product pulse. Our growth is driven by expanding into adjacent services like mobile connectivity and recently launching cards designed for kids. Our core strategy focuses on empowering customers to switch to N26 as their primary account. By embedding financial tools that are reliable and resilient, we ensure N26 is an essential part of everyday life. To lead this, we need a Director of Marketing [Paid] who understands how to communicate the value of a top-of-wallet banking experience.

About the role

With the financial sector facing significant digital transformation and heightened competition, N26 is seeking a focused leader to spearhead the expansion of our strategic Lending division.

As Head of Lending, you will assume management of the Lending vertical, supervising the end-to-end lifecycle of our retail lending products operations, which currently cover consumer loans, overdraft facilities, and installment products.

This product is critical to the banking business and the role empowers you to operate your own business vertical: designing the long-term Lending strategy & roadmap, driving product adoption and growth, and ensuring strong P&L performance in alignment with N26 Bank risk appetite and policies. You will build, nurture, spearhead a group of 4–6 direct reports, fostering a resilient and high-performing team that integrates seamlessly with the broader strategic ambitions of N26. Additionally, you will work closely with Engineering, Credit, Data Science, Design and senior management to identify new