Head of AI Products

About us

N26 is Europe's leading digital bank, fully licensed in Germany and active across more than 20 markets. We're not building another fintech product. We're building the bank people actually rely on: the account where their salary lands, their bills are paid, and their financial life is managed.

That ambition shapes how we build. As we enter a new phase of maturity, our focus is on scalability, robustness, and the kind of operational excellence that earns everyday trust — not just signups. New senior leaders are joining to drive this chapter, and we're sharpening how we ship and sustain products at scale.

We're also expanding into the moments that make a bank indispensable, from mobile connectivity to financial tools designed for families. These aren't adjacent experiments; they're part of a deliberate strategy to be embedded in daily life, not just downloaded and forgotten.

About the role

N26 is looking for a Head of AI Products to partner with our AI and Data Science teams. In this role, you will own the AI product roadmap and lead a team of product managers delivering ML and GenAI use cases that drive real impact across N26 — from operational efficiency and financial crime detection to customer-facing intelligence.

You will work at the intersection of Data Science, Machine Learning, and Generative AI on one side, and real-world banking & Product challenges on the other. Your mission is to translate advanced models and capabilities into scalable, compliant products that create value for N26's customers and internal teams. You will be the connective tissue between technical excellence and business outcomes, ensuring that what AI builds reaches production and delivers tangible results.

Your impact

Own and drive the AI product roadmap across ML and GenAI initiatives, balancing near-term delivery with strategic bets

Partner closely with the different N26 Product Segments and with the AI & Data Science team on priorities, planning cycles, and shared O