Group Credit Analyst

Group Credit Analyst

Location: Ellesmere Port Working Pattern: Hybrid Contract: Permanent, Full-Time Hours: 37.5 hours per week | Normally 8:30am - 4:30pm Flexible Core Hours: Work between 7am - 7pm (Core hours 10am - 3pm) Bonus: On target 4% (potential to increase up to 30% based on personal and business performance)

A fantastic opportunity has arisen for a Group Credit Analyst to join a well-established business based in Ellesmere Port. This role sits within the Group Credit Control function and will play a key part in supporting credit risk management, customer account compliance, and cash collection activities across the group.

This position would suit someone with previous commercial credit or credit risk experience who enjoys working within a fast-paced finance environment and has strong attention to detail. Full training will be provided.

Key Responsibilities

Assess and review customer credit risk profiles across new and existing accounts

Set up and maintain customer accounts, payment terms, and credit limits within the ERP system

Review customer credit files and obtain approvals in line with Group Credit Policy

Use credit reference agency software to assess risk exposure and monitor customer limits

Ensure compliance with legal contracts, payment terms, and country risk requirements

Support cash collection activities and assist with overdue account management when required

Record payment promises, disputes, and due date amendments within SAP

Manage and release credit holds within the ERP system

Run and analyse SAP reports relating to credit compliance, customer master data, and audit criteria

Highlight compliance issues and support remediation activity where necessary

Provide support across the wider Credit team during busy periods or holiday cover

Assist with ERP enhancements, training, and process improvements

Skills & Experience Required

Previous commercial credit risk assessment experience (minimum 1 year)

SAP knowledge is essential

Strong attention to detail and organisational skills

Ability to work independently and manage multiple priorities

Good communication skills and confidence working across departments

GCSE English and Maths (Grade C or above or equivalent)

Desirable

CICP qualification

AICM certification

European language skills

Benefits

Competitive salary

Annual bonus scheme

Hybrid working available after probation

25 days holiday plus bank holidays, increasing with service

Excellent pension scheme with enhanced employer contributions

Death in Service - 6x salary

Group Income Protection scheme

Private healthcare for employee

Flexible working hours

Ongoing training and development opportunities

INDCHE