Full-Stack Software Development Engineer (Python, Ruby)

About Us at GoCardless GoCardless is a global bank payment company. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect and send payments through direct debit, real-time payments and open banking. GoCardless processes US$130bn+ of payments annually, across 30+ countries; helping customers collect and send both recurring and one-off payments, without the chasing, stress or expensive fees. We use AI-powered solutions to improve payment success and reduce fraud. And, with open banking connectivity to over 2,500 banks, we help our customers make faster, more informed decisions. We are headquartered in the UK with offices in London and Leeds, and additional locations in Australia, France, Ireland, Latvia, Portugal and the United States. At GoCardless, we're all about supporting you! We’re committed to making our hiring process inclusive and accessible. If you need extra support or adjustments, reach out to your Talent Partner — we’re here to help! And remember: we don’t expect you to meet every single requirement. If you’re excited by this role, we encourage you to apply! The role We’re looking for engineers to join our growing team, where you’ll work on powering reliable payments and unlocking smarter payment experiences. A key focus of this role is improving our Payments products by leveraging Open Banking Account Information Services (AIS). You’ll help enhance existing products while exploring new opportunities that can be a step-change in customer outcomes and user experience. We endeavour to build simple, reliable and performant systems, and we believe in using the best technologies for each task. Joining the team, you’ll primarily work with: Python, Ruby on Rails, PostgreSQL, ReactJS,, BigQuery, Prometheus, Google Cloud.. Proficiency in all of these technologies is not a prerequisite. If you’re unsure, please apply. What excites you Shipping meaningful improvements. You enjoy owning work end-to-end, taking ideas from