Financial Planner

Financial Planner (Desk-Based)

Job Title: Financial Planner (Desk-Based)

Location: Edinburgh

Salary: Up to £55,000

Job Reference: 10466

Recruit UK are looking for a Financial Planner (Desk -Based). If you have a passion for financial planning and delivering outstanding client outcomes. Whether you're currently working as a Paraplanner, Mortgage Adviser, Financial Planning Associate, or in a similar role, you're looking for an opportunity to take the next step in your career within a supportive and forward-thinking environment.

If you hold the Level 4 Diploma in Regulated Financial Planning and are looking to develop your career within a growing advice team, we'd love to hear from you.

About the Role

This is an exciting opportunity to join a highly successful and technology-driven financial planning team as a Financial Planner. You'll provide desk-based financial planning advice and ongoing service to an established client bank, supporting clients with investable assets of up to £250,000.

Working within a hybrid environment, you'll focus on building strong client relationships, delivering holistic financial planning solutions, and helping clients achieve their long-term financial goals.

As a Financial Planner, you will

Manage and develop relationships with an existing client portfolio.

Proactively engage with clients to review their financial planning needs and deliver ongoing advice.

Convert existing legacy clients to the firm's ongoing service proposition.

Provide holistic financial planning advice across investments, pensions, protection, and retirement planning.

Generate new business opportunities through proactive client engagement and referrals.

Work collaboratively with colleagues across the wider business to identify cross-selling opportunities.

Deliver an exceptional client experience through timely communication and high-quality advice.

Utilise industry-leading technology and systems to enhance client outcomes and adviser efficiency.

What We Offer

A growing and supportive financial planning team.

Exposure to an established client bank and quality business opportunities.

Hybrid working model (3 days office-based, 2 days from home).

Ongoing professional development and support with maintaining your SPS and technical knowledge.

Access to innovative technology designed to improve both adviser and client experiences.

Clear opportunities for long-term career progression within a leading wealth management business.

A collaborative culture focused on client outcomes, professional development, and continuous improvement.

Key Responsibilities

Deliver holistic financial planning solutions tailored to individual client needs.

Review and service existing clients as part of the firm's ongoing advice proposition.

Achieve revenue and business development targets.

Identify opportunities to generate additional advice income and referrals across the wider group.

Ensure all client recommendations and reports meet regulatory and internal compliance standards.

Maintain detailed knowledge of financial planning products, legislation, and market developments.

Adhere to Consumer Duty, Treating Customers Fairly (TCF), and Regulatory Conduct Risk (RCR) principles.

Maintain strong relationships with both internal stakeholders and external professional introducers.

Ensure excellent client outcomes through high-quality advice and service delivery.

Identify and recommend process improvements to enhance client experience and regulatory compliance.

Skills & Experience

Diploma in Regulated Financial Planning (Level 4) – Essential.

Experience within Financial Planning, Paraplanning, Wealth Management, or Private Client services.

Strong technical knowledge across pensions, investments, and protection planning.

Excellent communication and relationship-building skills.

Strong attention to detail and analytical ability.

Ability to manage workload effectively and meet deadlines.

Experience using CRM systems, databases, Microsoft Word and Excel.

Cashflow modelling experience desirable but not essential.

A client-focused approach with a commitment to delivering excellent outcomes.

Benefits

Competitive salary

Private Medical Insurance post probation

Attractive Employee Pension Scheme (7.5% employer & minimum 3% employee)

25 days Annual Leave (plus buy and sell up to 5 days)

Office Christmas close (3-days)

Life Assurance

Health cash plan

Hybrid working

Discretionary performance related bonus

Employee Assistance Programme

Why Join Us?

This is an excellent opportunity for an ambitious financial services professional who wants to build a long-term career within financial planning. You'll join a business that invests heavily in technology, values professional development, and provides the tools, support, and client opportunities needed to succeed.