Financial Adviser

Eventus Recruitment are seeking a Financial Adviser to join a growing whole of market financial planning firm in Warrington, Cheshire. This is a full-time, permanent job paying £50,000 to £55,000, with a bonus of up to 15% of salary, a 10% employer pension contribution, 28 days holiday plus bank holidays and funded exams. The job is home based, Monday to Friday, 9am to 5pm, with a visit to the Warrington, Cheshire office around once a fortnight and no evening appointments at all. For an experienced adviser who wants to give good advice without carrying new business targets, this one is rare.

Role Responsibilities

The job of Financial Adviser here works differently to most adviser jobs. There is no prospecting, no new business targets and no income goals. Your time goes on the advice itself, and the technical bar is high, because the cases that reach you are the complicated ones.

Key responsibilities include

Advising clients on withdrawals from onshore and offshore investment bonds, including the associated tax calculations

Advising on access to pension benefits and drawdown

Carrying out fund reviews and recommending changes where they are needed

Calculating capital gains tax positions on withdrawals from investment accounts

Writing your own suitability reports, supported by AI assisted report writing software

Working with the in house analyst and the compliance team on more complex cases

Delivering advice by telephone, video and email, with no face to face client meetings

Handing completed advice to the administration team, who process it through to conclusion

Person Specification

This Financial Adviser job suits an experienced adviser, financial planner or wealth adviser who has had enough of aggressive sales cultures and evening appointments, and who takes real satisfaction in getting a piece of advice right first time. Bancassurance and network backgrounds work well here, as do advisers who came up through administration and paraplanning before qualifying. The bonus is paid on the quality of the advice rather than the volume of it, so an adviser chasing commission would not enjoy this job.

You should also be able to demonstrate the following

Level 4 Diploma in financial planning and competent adviser status

Strong technical knowledge of onshore and offshore investment bonds

Experience of pension decumulation, fund reviews and capital gains tax calculations

Motivation that comes from advice quality rather than new business targets

Willingness to adopt new technology and better ways of working

Clear telephone and video communication, as all client contact is remote

Benefits and Rewards

As well as a salary of £50,000 to £55,000 depending on experience, this Financial Adviser job carries one of the strongest packages I see in the market:

Bonus of up to 15% of salary, with your personal half based on the quality of your advice rather than sales volume, and the other half on the wider group hitting its targets

10% employer pension contribution

28 days holiday plus bank holidays, with the option to buy 3 more days

Private medical insurance option

Death in service cover at 4 times salary

Home based working, with a visit to the Warrington, Cheshire office around once a fortnight

Monday to Friday, 9am to 5pm, with no evening appointments and no travel to client homes