Finance Analyst

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

📍London | £45,500-£57,500 + Incentive Awards tied to your performance + Benefits

⭐️ Our Costs Team

We're looking for a Finance Analyst that supports our subsidiary entities accurately forecast, report and observe operating expenses controls, while supporting the financial management of strategic business projects. You'll become the subject matter expert for intercompany processes, helping ensure transactions between entities are accurate, well controlled and completed on time.

This role combines financial planning activities with project-based work, giving you exposure to forecasting, reporting, governance, process improvement and stakeholder management across Finance and the wider business.

You'll work closely with Finance Business Partners, Financial Control, Group FP&A and business stakeholders, helping provide high quality financial information that supports good decision making.

🔑 You’ll play a key role by…

Producing monthly forecasts, variance analysis and reporting for Monzo's subsidiary entities, ensuring forecasts remain accurate and well understood.

Owning the administration and coordination of the intercompany charging process, ensuring transactions are processed accurately, approved correctly and completed to timetable.

Preparing financial reporting for strategic projects, monitoring spend against approved budgets and highlighting financial risks, opportunities and delivery performance.

Supporting month end activities by preparing journals, reconciliations, accruals and reporting schedules in partnership with Financial Control.

Investigating financial variances and explaining the commercial drivers behind changes in spend, forecasting assumptions and project performance.

Working with stakeholders across Finance and the business to gather forecast inputs, resolve data issues and improve the quality of financial information.

Maintaining financial models, reporting templates and process documentation to improve consistency, governance and operational efficiency.

Supporting investment business cases by gathering financial information, validating assumptions and preparing analysis for decision making.

Identifying opportunities to automate manual activities and improve finance processes through better use of systems and data.

Helping deliver finance transformation initiatives by supporting testing, implementation and continuous improvement projects.

🤩 We’d love to hear from you if…

Strong analytical skills with the ability to interpret financial data and identify meaningful insights.

Excellent attention to detail, producing accurate work even when managing multiple priorities.

Confidence working with large datasets and using data to solve business problems.

Strong organisation and planning skills, delivering work to agreed deadlines.

Clear written and verbal communication skills, able to explain financial information simply.

A collaborative approach, building positive relationships with colleagues across Finance and the wider business.

Curiosity and a continuous improvement mindset, always looking for better ways of working.

Personal accountability, taking ownership of work and followin