Enterprise Risk Analyst

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

📍London or Remote (UK) | 💰 £44,600 to £55,000 + Incentive Awards tied to your performance + Benefits

We’re looking for an Enterprise Risk Analyst to join Monzo!

This is a brilliant chance to get involved in strategic risk management at Monzo. You'll be right at the heart of how Monzo develops strategic risk oversight in a new, global group structure.

If you have a background in economics or finance and a couple of years of industry experience, this is a high-visibility opportunity to sit at the intersection of macroeconomic trends, strategic risk, and executive decision-making.

You won’t just be monitoring frameworks—you will actively analyze how shifting macroeconomic forces (e.g., rate cycles, inflation, credit conditions, regulatory shifts) impact Monzo’s strategic roadmap. Reporting directly to the Strategic Risk Director, your analysis and dashboarding will feed directly into the Group Chief Risk Officer, Executive Committee, and Board.

Your main focus will be understanding and communicating strategic risks, supported by data insights to bring those risks to life. This includes developing strategic risk oversight dashboards that combine internal business data with external macroeconomic signals, making sure the right information is available, accurate and informative to help senior stakeholders make decisions. You will work closely with people across Monzo to make sure insights are delivered clearly and on time for risk governance.

You'll also support our risk frameworks and Group Risk processes. This involves setting up the systems, guidelines, and ways of working that help Monzo manage risk effectively. You could be improving our frameworks so they’re more readable and accessible, helping deliver training, or running cross-risk projects.

You’ll need to be confident working with external data (for example analysing macroeconomic data and presenting it in Google Sheets) and you'll be able to turn analysis into clear, practical insight. You will be able to design and help roll out clear, accessible risk management processes for the whole business. Ultimately, your work will be vital in enabling Monzo to continue to manage its risks well for the benefit of our customers.

🔑You’ll play a key role by...

You will be responsible for supporting the implementation and ongoing operation of Monzo’s strategic risk oversight and framework processes. As the role matures, your responsibilities will continue to grow, but will include:

Strategic Risk

Connect macro trends to business impact: Translate global macroeconomic indicators, and emerging industry risks (e.g. interest rates, inflation, geopolitical events, AI trends) into quantitative and qualitative views of Monzo’s strategic risk profile.

Develop strategic risk oversight dashboards, building these from scratch and exploring both internal data and external macroeconomic data sources to provide meaningful insight into Monzo’s risk profile.

Deliver executive-level insight: Produce monthly strategic risk oversight reports and analysis for our Group Chief Risk Officer combining internal and external data

Own data quality in strategic risk reports you produce,