Engineering Manager - Manage Money

ABOUT TIDE

At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting.

Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France.

Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.

Tide facts

Tide is available for UK, Indian, German and French SMEs

Over 2 million members: 900,000 UK and 1,100,000 in India and growing rapidly

Over $300 million raised in funding

Over 2,800 Tideans globally

Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026

We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg

ABOUT THE TEAM

The Manage Money team owns the systems that give Tide members precise, reliable control over how money moves within and around their account. That means internal transfers, direct debit mandate management, standing orders, sweep rules, and balance notifications. These features are what elevates Tide from a place to hold money to a tool that actively works for a member's business: money moving on schedule, obligations met automatically, spending managed without manual effort. The team builds global products, operating across the UK, India, and EU, with the different payment schemes, regulatory obligations, and banking partners each market brings.

ABOUT THE ROLE

The engineering challenge here is correctness and reliability at scale. Direct debit mandates involve scheme rules, dispute handling, and indemnity claims. Standing orders and sweep rules are time-based, rule-driven systems where there is no margin for error. A recurring instruction either runs exactly as configured or it does not. Holding that standard across multiple markets, multiple banking partners, and growing member volume is the core of this role.

You will own the technical direction of the team, work closely with product to shape what gets built, and set a high bar for reliability and engineering quality. This is a team with clear ownership and engineers who know their domain well. The work is to push that further: better observability, sharper SLOs, cleaner architecture, and a higher standard of practice across the team.

WHAT YOU WILL BE DOING

Leading a team of 7 engineers (backend and mobile) across Lithuania and Bulgaria

Getting deep into the systems: mandate management, scheduling, sweep logic, internal transfer flows

Setting engineering direction: reliability, correctness, observability, long-term architecture for systems that run on schedule with no human in the loop

Owning system stability and operational reliability: SLOs, on-call practice, incident response

Partnering with product to make sure what the team builds is right for members and compliant with scheme rules across all markets

Growing engineers at every level. The team spans early-career through senior

Aligning with other EMs across Banking on shared infrastructure and cross-cutting decisions

WHAT WE ARE LOOKING FOR

Experience and background

Meaningful engineering management experience. You have led teams through real delivery, not just been a strong tech lead. What matters is the quality of that experience, not the number of years

A solid backend engineering foundation before moving into management, enough to earn credibility with the team and get into the detail when it matte