Director of Investments and Pensions

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

📍London | 💰£130,000 - £170,000 + equity + Incentive Awards tied to your performance + Benefits ✨

Our Wealth team ⭐

We’re on a mission to make money work for everyone. We believe managing your money and growing your wealth over the long term should be much simpler than it is today. For too long, traditional providers and investment platforms have made wealth feel complex, opaque and inaccessible - especially for people who are just getting started or whose needs are evolving over time.

Monzo Wealth helps customers build and manage their financial future through Savings, Investments and Pensions. Our ambition is to become a lifetime partner for building family wealth: helping people make confident, informed decisions about how they save, invest, optimise for tax and plan for retirement.

We’re looking for a Director of Investments and Pensions to join our Wealth Collective and help lead this strategically important area of growth for Monzo. We already serve hundreds of thousands of investing customers and operate one of the UK’s largest and fastest pension consolidation services.

Reporting to the Wealth GM, you’ll translate our Wealth strategy into a clear customer, commercial and growth agenda for Investments and Pensions. You’ll combine strategic thinking with hands-on delivery - identifying opportunities, making sharp recommendations and creating the cross-functional alignment needed to turn them into measurable customer and commercial outcomes.

🔑 You’ll play a key role by...

Driving business growth and customer outcomes: identifying and sizing new products, partnerships and market opportunities; developing compelling business cases; and securing buy-in from the Wealth GM and senior stakeholders.

Owning our commercial growth agenda: developing monthly growth plans across acquisition and transfers, engagement and retention, alongside pricing recommendations and business cases in partnership with Finance and Product.

Shaping our investment proposition: evaluating the performance of our asset range and defining its target state, including asset selection across Ready-Made Funds, ETFs and ETCs, ongoing due diligence, fair value assessments and potential new partnerships.

Helping us build a compelling customer proposition: partnering closely with Product squads to make sure plans are focused on the most important customer outcomes and commercial opportunities, while providing deep Investments expertise across areas such as guidance, targeted support, educational content and family wealth.

Helping scale Investments and Pensions into Europe: owning the Investments and Pensions workstream within market-entry planning and working with country, regulatory, product and operational teams to understand local tax wrappers, investment norms, customer needs, partner implications and competitive dynamics.

Leading through influence: managing and coaching a high-performing team while influencing the cross-functional squads working across Investments and Pensions.

Bringing teams together to deliver: working across Product, Engineering, Design, Research, Data, Marketing, Legal, Operations, Risk, Compliance, Finance and exter