Credit Risk Administrator

About us

GoCardless is a global bank payment company. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect, manage and send bank payments through Direct Debit, real-time payments and open banking. With US$130bn+ processed annually across 30+ countries, we handle recurring and one-off payments without the chasing, stress, or expensive fees. Our end-to-end payment platform also features AI-powered solutions to improve payment success and reduce fraud, alongside connections to over 350 platforms businesses use everyday.

We are headquartered in the UK, with teams and operations spanning North America, Europe and Asia-Pacific.

The role

We are looking for a Credit Risk Administrator to join our Internal Operations team within GoCardless. This is an excellent opportunity for someone early in their career who is looking to develop hands-on experience in credit risk, compliance and payments within a fintech environment.

A little bit more in detail about the role

Insolvency Case Management

Own and manage insolvent merchant cases end-to-end across multiple jurisdictions (currently mainly UK, France, and Spain, with scope to expand)

Act as the single point of contact for all internal and external parties involved in an insolvency case

Suggest mitigants needed to support the merchant through insolvency, restructuring or business wind-down

Coordinate the collection and submission of required documentation from administrators (e.g. proof of debt, claim forms, creditor correspondence)

Track and manage the collection and release of funds in line with insolvency proceedings and internal policy, and ensure invoices are correctly reconciled.

Internal Coordination

Act as the operational bridge between credit control, legal, finance, and customer-facing teams on all insolvency matters

Drive the internal process: chasing stakeholders, flagging blockers, and keeping cases on track

Support the novation process for insolvent companies in close