Credit Analyst

We are seeking a Credit Analyst to join a Corporate Banking team. This is a front-office position responsible for conducting credit risk assessments, supporting marketing initiatives, and providing backup for the local business relationship manager. You will play a key role in managing and monitoring a portfolio of corporate clients while ensuring compliance with regulatory standards.

Key Responsibilities

Prepare detailed credit proposals for new and existing transactions, including full financial analysis (P&L, Balance Sheet, Cash Flow, ratios).

Conduct annual and interim reviews, monitor client portfolios, and ensure timely reporting and compliance.

Assign or update credit ratings in line with internal Credit Risk Management Policy.

Review facility documentation, waiver requests, and financial reporting information.

Liaise with internal and external stakeholders to ensure accurate documentation for drawdowns, payments, and settlements.

Support marketing efforts by assisting in new business acquisition and client onboarding (CDD/KYC).

Monitor AML/CTF risks and stay informed on market, legal, and compliance developments.

Maintain accurate credit documentation and update departmental procedures as required.

What We’re Looking For

Strong analytical skills with experience in financial statement analysis.

Knowledge of credit risk management principles and corporate banking products.

Excellent attention to detail and ability to meet deadlines.

Strong communication skills and ability to work collaboratively in a team environment.

Familiarity with FCA and PRA Conduct Rules is desirable.

Why Join?

This is an exciting opportunity to work in a dynamic international banking environment, contributing to the growth of our Corporate Banking business while developing your expertise in credit risk analysis.