Compliance Analyst, Luxembourg

Position Overview

We are seeking a detail-oriented and experienced Compliance Analyst (2nd Line of Defence) to join our team at Bridge Building S.A. (BBSA), the EU entity for Bridge. BBSA is preparing for authorisation as an Electronic Money Institution (EMI) and a Crypto-Asset Service Provider (CASP) in Luxembourg. The successful candidate will support the MLRO and the Compliance function by providing second-line oversight, executing compliance monitoring and investigations, supporting police/law-enforcement requests, and maintaining AML/CTF policies and governance in line with Luxembourg AML/CTF laws and CSSF expectations.

Key Responsibilities

AML/CTF Compliance Monitoring (2LoD)

Support, maintain, and execute an independent, risk-based AML/CTF compliance monitoring and testing programme across BBSA’s EMI and CASP perimeter.

Perform thematic and control effectiveness reviews covering CDD/EDD, transaction monitoring, sanctions/PEP screening, recordkeeping, and governance arrangements.

Independently assess the adequacy and effectiveness of first-line controls and document conclusions with clear ratings and recommendations.

Issue formal findings, agree remediation actions with the First Line of Defence (1LoD), and independently validate remediation closure through follow-up testing.

Escalate material weaknesses or control deficiencies to senior management and governance committees where required.

Investigations and Escalations

Provide second-line review and challenge of higher-risk cases escalated by the first line (high-risk customers, complex typologies, sanctions/PEP matches, internal escalation); support MLRO decisioning and documentation.

Conduct or support independent investigations triggered by red flags, audit/regulatory findings, or intelligence from partners; ensure a consistent audit trail in case management tools.

Law Enforcement / Police Requests

Oversee and coordinate responses to police, law enforcement, and competent authority reque