Buyer

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

📍London/Cardiff/UK Remote | 💰£40,000 - £52,000 + Incentive Scheme tied to your performance | Benefits ✨

Our Procurement team ⭐

The Procurement team at Monzo is evolving into a proactive, strategic partner to the business - one that shapes commercial decisions, enables scale, and delivers meaningful long-term value.

We’re hiring a Buyer to join the team. This role will align to a defined category/collective and focus on delivering strong sourcing and commercial outcomes. While you’ll work within a specific spend area, we’re hiring for strong, transferable procurement skills - not deep subject matter expertise.

This is a great opportunity to build deeper category knowledge over time while becoming a high-visibility partner who guides stakeholder and business direction and builds credibility.

🔑You’ll play a key role by...

​​Leading end-to-end sourcing processes within your aligned category, operating with a high degree of autonomy and accountability

Navigating complex trade-offs, applying sound commercial judgement to balance risk, cost, value and long-term strategy

Running competitive events and negotiating commercial terms that deliver measurable value

Owning contract execution and renewal planning, proactively managing timelines and dependencies

Translating stakeholder requirements into clear, commercially robust solutions - challenging constructively where needed

Aligning and, where necessary, realigning stakeholders to drive clarity, momentum and confident decision-making

Identifying and delivering opportunities to improve commercial outcomes within your remit through insight, influence and independent thinking

🌱 Growth & Development

This role offers the opportunity to align to a category and develop deeper expertise over time, building both commercial depth and strategic influence. If you bring experience in a particular spend area, we’d love to know - but it’s not a prerequisite.

We’re primarily looking for strong procurement fundamentals and the ability to apply them thoughtfully in new contexts.

As you demonstrate independent execution, strong judgement and stakeholder leadership, there’s clear opportunity to broaden your remit, increase complexity, and grow your impact longer term.

🤩 We’d love to hear from you if…

Have experience running end-to-end sourcing processes and negotiating commercial terms, always seeking to understand the commercial rationale behind decisions

Understand core procurement principles and can clearly articulate commercial trade-offs - balancing cost, risk, value and long-term impact

Naturally curious, seeking to understand the “why” behind decisions and constructively challenging assumptions to drive stronger commercial outcomes

Are comfortable applying your skills across different spend areas, adapting your approach to new contexts with sound judgement

Have experience working closely with stakeholders, guiding and influencing commercial conversations with confidence

Thrive in fast-paced environments and enjoy solving practical commercial challenges with curiosity and ownership

You’re curious about and comfortable using AI tools (like Gemini or Claude) to power