Backend Engineer - Investments & Savings

About The Opportunity

Hi, I'm Oussama, the Engineering Manager at N26, and I am looking for a Backend Engineer to join the Investments team here at N26.

Why is this role exciting and why should you apply?

Democratize wealth: You will build a secure, real-time trading platform powering everything from Crypto and Stocks to ETFs and Managed Funds.

High-stakes engineering: Operate at the thrilling intersection of high-speed trading and strict financial regulation where markets move fast.

True autonomy: You are an active partner in shaping the product, not just a ticket taker. We trust you to be the owner of the delivery.

Get Stuff Done Days (GSDD): Every six weeks, take two days of dedicated innovation time to explore new tech stacks, fix nagging bugs, or prototype outside the roadmap.

In This Role, You Will

Write high-quality, performant code (primarily Kotlin) and navigate the codebase fluently.

Handle deployment, bug fixing, and incident handling with a high level of independence, taking features from concept to production.

Act as a sparring partner for Product Managers during Product Discovery, ensuring technical decisions support the user experience.

Question the status quo by asking "why are we building this?" and "is there a simpler way?"

Identify knowledge gaps and technical problems, taking active ownership to address them without waiting to be told.

Share your learnings from GSDD projects with the wider team, turning individual curiosity into collective knowledge.

There will be a lot more too, this is a role that will require a lot of flexibility.

What you need to be successful

Proven experience as a Software Engineer taking features from concept to production with minimal supervision.

A track record of thriving in dynamic environments where requirements evolve rapidly.

A growth mindset: you treat feedback as a tool for engineering excellence and have a specific plan for your own learning.

An "evidence over opinion" approach: you couple ev