AFC Operations Team Lead

About the opportunity

We are looking for a dynamic Lead to join our AFC Operations Department to ensure compliance with applicable regulations and relevant company policies related to Anti-Financial Crime. Our target in AFC is to lead and shape the industry by creating a culture of compliance within N26 that authorities, customers and stakeholders can trust. This role is crucial to achieve this goal.

In this role, you will

As AFC Operations Team Lead, you will support all Anti-Financial Crime tasks including AML, terrorism financing, sanctions, KYC, and fraud. You’ll detect Money Laundering typologies and Financial Crime patterns, while handling external and internal requests to detect potential financial crime.

Your responsibilities will include

Leading and managing a team of analysts and investigators.

Ensuring timely and accurate investigation of suspicious activities and reporting.

Overseeing daily operations to ensure compliance with regulatory standards.

Monitoring and reporting on the effectiveness of AFC controls.

Coordinating with other departments to implement and enforce/improve AFC policies.

Developing and implementing process improvements to enhance operational efficiency.

Support responding to audits and regulatory inquiries as needed

Fostering a culture of continuous learning and professional development within the team.

Promoting teamwork and collaboration to achieve shared objectives.

What you need to be successful

Background

Several years with relevant banking experience in Anti Financial Crime

Strong leadership and team management skills

Experience on German AML/CTF regulation and handling reporting to BaFin

Bachelor’s degree (ideally in law, business or finance) preferred, but not essential

Knowledge use of MS Office (G suits) skills for Excel and Word

In-depth understanding of Anti-Financial Crime regulations and compliance standards

You are fluent in English spoken and written

Deliver with quality and keep confiden