AFC Associate - SAR Delegate (déclarant Tracfin)

About the opportunity

We are currently seeking an AFC Associate / SAR Delegate (Déclarant Tracfin) to join the French MLRO function. In this role, you will be responsible for coordinating and taking ownership of key Anti-Financial Crime Operations activities, including decision-making on matters such as: review AML-CFT investigations, support the teams in charge of ongoing due diligence and EDD process (including decisions on requests for information to the customer), as well as review and submission of SARs. You will be the reference point of contact for our AFC and KYC Operations team, you will support them with your guidance and participate in their upscaling.

In this role, you will

Review investigations made by the AFC Operations department.

Assist AFC Operations on their investigations.

Oversee complex case investigations, sanctions reviews, and other AFC related processes.

Review and submit SARs, ensuring quality according to Tracfin and ACPR expectations.

Act as Déclarant Tracfin.

Review complex Authority Requests.

Provide individual and collective guidelines to AFC operations analysts.

Prepare necessary templates for AFC Ops communication with customers.

Implement and improve local procedures based on the local regulatory challenges and the group’s standard.

Coordination with other operational functions working on the French market.

What you need to be successful

Background

Graduated in law (Ecole de droit/Master II) or from a Grande Ecole - or alike.

A Bank Financial Crime background, operational experience in an international setting and you are before all an excellent investigator - you have experience in SAR drafting (having a first experience in a ‘déclarant Tracfin’ role is a plus).

Professional experience gained in anti-financial crime, with at least 3 years of experience.

Proven experience in operational functions, including investigation, and SAR drafting but also transaction monitoring, sanctions and adverse media screeni