AFC Analyst - Spanish Market

About the opportunity We are looking for a dynamic AFC Analyst to join our AFC Department to ensure compliance with applicable regulations and relevant company policies related to Anti-Financial Crime. Our target in AFC is to lead and shape the industry by creating a culture of compliance within N26 that authorities, customers and stakeholders can trust. This role is crucial to achieve this goal.

In this role, you will: As AFC Analyst, you will support all Anti-Financial Crime tasks including AML, terrorism financing, sanctions, KYC, and fraud. You’ll detect Money Laundering typologies and Financial Crime patterns, while handling external and internal requests to detect potential financial crime. Your responsibilities will include:

Review and improve the investigation/assessments escalated by the Investigators, ensuring quality Investigations of complex Financial Crime escalations or cases of suspicious activities identified.

Ensuring quality and suggesting better ways of working when difficulties are identified and /or for gaining efficiency.

Enhancing our analysis, and expanding the processes in our procedures and rulebook, as well as identifying improvements related to our internal transaction monitoring systems.

Draft and submit Suspicious Activity Reports/Authority requests to SEPBLAC and the corresponding authorities, prior escalation to the Associate/TL.

What you need to be successful

About 4 years with relevant banking experience in Anti Financial Crime (money laundering, terrorist financing, fraud, tax evasion).

Experience on Spanish AML/CTF regulation and handling reporting (ie. SARs, FTF) to SEPBLAC.

Experience dealing with Spanish AML authorities will be a plus.

Bachelor’s degree (ideally in law, business or finance) is preferred.

Advanced use of MS Office (G suits) skills for Excel and Word. Salesforce experience is a plus.

Knowledge of European and Spanish regulations on Financial Crime (AML, terrorism financing, fraud, and tax evasion)